UPI Payments - Zero MDR, Instant Settlement

QR, collect, mandates, and deep links engineered for Indian payer behaviour and NPCI-scale traffic.

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UPI products

Static and dynamic QR with branded templates for stores, invoices, and kiosks.

Push payment requests to payer VPAs with TTL controls and reminder nudges.

Recurring mandates for subscriptions with retry policies and mandate lifecycle APIs.

Intent flows that open the payer's preferred UPI app without fragile manual wiring.

RBI-mandated nil MDR for applicable P2M UPI transactions-pass-through costs itemized transparently on invoices.

Webhooks match VPA intents in under three seconds so your order service never double-ships.

Meet payers on the rail they already trust-Paymesh routes across PSPs for higher success.

Smart PSP rotation and payer-app detection lift authorization rates versus a single-acquirer setup.

Industry average

85%

Single-PSP checkout without intent fallbacks

Paymesh UPI

92%+

Multi-PSP routing with deeplink + collect fallbacks

Illustrative benchmarks for marketing purposes only. Actual success rates vary by MCC, geography, device mix, and underwriting.

Create a payment session with amount, order reference, and expiry from your server or dashboard.

Payer completes collect, QR scan, or intent flow in their preferred UPI app.

Signed callbacks confirm success, pending, or decline with RRN-in typically under 3 seconds.

Tokenized mandates with configurable retry ladders-ideal when cards expire or netbanking drop-off hurts renewals.

OTT & streaming subscriptions

Insurance premiums

Mutual fund SIPs

Utilities & broadband

Request UPI-ready credentials and PSP combinations tailored to your MCC and geography.

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