Disburse Funds at Scale
IMPS, NEFT, RTGS, and UPI payouts. Bulk disbursal. Real-time status webhooks and maker–checker controls.
Who Connects on Paymesh
High-conversion checkout for D2C
- UPI-first routing for mobile carts
- Saved cards and EMI upsell
- Real-time fraud signals
E-commerce · last 24h
Subscriptions that scale
- Recurring UPI mandate roadmap
- Dunning-friendly retry ladders
- Multi-currency invoicing ready
SaaS · last 24h
Regulated disbursement flows
- Tranche payouts with velocity limits
- Audit-ready webhook logs
- RBI-aligned KYC hooks
Lending · last 24h
Split settlements at scale
- Vendor KYC orchestration
- Automated TDS reporting hooks
- Escrow-style hold windows
Marketplace · last 24h
Instant worker payouts
- 24×7 IMPS and UPI rails
- Bulk verification before release
- Maker–checker approvals
Gig Economy · last 24h
Fee collection simplified
- Installment and EMI flows
- Parent-facing hosted checkout
- Refund automation to source
EdTech · last 24h
Payout modes
IMPS
24×7 instant
Real-time credits for wages, refunds, and urgent supplier settlements.
NEFT
Batch-friendly
Predictable settlement windows for B2B and high-volume payroll files.
RTGS
High value
Large-ticket transfers above RBI thresholds with dedicated cut-off alerts.
UPI Payout
VPA disbursement
Push funds to UPI handles with the same webhook spine as bank rails.
Platform features
Bulk Upload
CSV or API batches-10,000+ payouts per file with row-level validation.
Account Validation
Penny drop and name match before first release to cut failed credits.
Real-time Status Webhooks
Success, pending, and return reasons mapped to your ledger in seconds.
Maker–Checker Workflow
Role-based approvals and API keys with segregation of duties.
Reconciliation Reports
Auto daily statements aligned to cost centers and entity hierarchies.
Dedicated Payout Balance
Prefunded virtual account pooling with low-balance alerts.
Bulk payout flow
Upload once-Paymesh validates, routes, and notifies your systems at every step.
Upload CSV/API
Beneficiary file or JSON array
Validate
IFSC, penny drop, limits
Approve
Maker–checker sign-off
Disburse
IMPS / NEFT / UPI / RTGS
Webhook
Status to your ledger
Indicative payout pricing
| Channel | Fee structure | Notes |
|---|---|---|
| IMPS Payout | ₹5/txn | Per transaction |
| NEFT Payout | ₹2/txn | Per transaction |
| UPI Payout | ₹3/txn | Per transaction |
Final commercials depend on underwriting. See Pricing for the full rate sheet.
Ready to Connect Your Payments?
Connect with solutions engineering to enable sandbox payouts, penny drop, and maker–checker approvals.