Predictable pricing for India stacks

Transparent pricing for UPI, cards, netbanking, and payouts - no hidden charges, ever

Start accepting payments at just

2%

Representative blended rate for domestic credit cards. UPI and many debit rails run lower - see the full rate sheet below.

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Paymesh pricing and payment platform illustration for Indian merchants

Full rate sheet

All figures are indicative MDR / platform fees for Paymesh merchants. Pass-through network charges appear on monthly invoices.

Domestic payin

7 instruments

UPI 0% RBI-mandated nil MDR
Debit Card (Domestic) 0.4% Visa / Mastercard / RuPay
Credit Card (Domestic) 2% Visa / Mastercard / Amex
Net Banking 1.5% + ₹6 Tier A banks
Wallets 1.8% Paytm, PhonePe, etc.
EMI 2.5% Bank EMI / Cardless EMI
BNPL 3% LazyPay, ZestMoney

International cards

1 instruments

International Cards 3.5% Visa / Mastercard / Amex

Payout & disbursement

3 instruments

IMPS Payout 0% + ₹5 Per transaction
NEFT Payout 0% + ₹2 Per transaction
UPI Payout 0% + ₹3 Per transaction
FAQ

Pricing FAQs

Straight answers on GST, settlements, disputes, and enterprise commercials.

Platform and processing fees attract GST at 18% per Indian law unless exempt. Invoices cite GSTIN disclosures for finance teams.

Regulatory shifts flow through contract annexures with 30-day notice unless statutes require shorter windows. UPI nil-MDR rules pass through transparently.

Issuer chargebacks incur network-determined penalties as pass-through where applicable, plus dispute tooling minutes on Growth and Enterprise plans.

Starter merchants receive a promotional waiver; Growth and Enterprise plans negotiate platform minimums against committed GMV and payout volume.

Standard T+1 settlement for domestic payin; Enterprise merchants may access accelerated or custom settlement windows subject to risk review.

Yes. Payin MDR and payout per-transaction fees are quoted separately in your commercial schedule so treasury can model net flows accurately.

International card MDR reflects higher interchange and FX risk. See the international section of the rate sheet above or speak with sales for committed-volume rebates.

Share projected GMV, instrument mix, and payout volume with sales@paymesh.in. Solutions engineers respond within one business day.

Enterprise scale

Need dedicated clusters, prepaid reserve accounts, or multi-entity hierarchies?
Paymesh solutions engineers document controls end-to-end.

Contact enterprise sales sales@paymesh.in